Health insurance

Health insurance स्वास्थ्य बीमा

What is health insurance

Health insurance is a type of insurance in which our health is insured for any kind of treatment of any diseases happens.
Health insurance is in the form of premium payment annually and the health insurance companies paid treatment charges for an year. The validity of the health insurance is one year with the date of signature done on the proposal form.
Which date your health  insurance starts from that day to 365days. One premium valid about one year on 365th date will be the second premium date.
health insurance starts with several medical check ups which include blood tests, infection tests, blood sugar test, blood pressure test. These tests are done for the detection of any diseases after that if any diseases found note on the form for related issues and treatment processes what should be.
When A health insured person going ill or infected with any diseases he goes to hospital and just bring health card issue by the health insurance companies and process is start the room charges, doctors consultation, medication or any other chargeble things are comes under the health insurance. For you its a free service.
There are some hospitals which gives food for patients and their one attendant who stay there.

Premium is decided on the amount of sum assured and your age means what minimum amount of sum assured you want you take and age on this the premium is calculated. Eg. I want 500000 lacs of sum assured and your age 30 then the premium should be around 6k to7k.